:root {
  --mc-navy: #08213f;
  --mc-navy-2: #0f2f57;
  --mc-blue: #4ba8f5;
  --mc-blue-dark: #278ee6;
  --mc-sky: #eaf5ff;
  --mc-bg: #f5f7fb;
  --mc-card: #ffffff;
  --mc-border: #e3ebf5;
  --mc-text: #13243a;
  --mc-muted: #69778a;
  --mc-soft: #f2f6fb;
  --mc-success: #16a34a;
  --mc-radius: 18px;
  --mc-shadow: 0 18px 48px rgba(8, 33, 63, 0.10);
  --mc-shadow-soft: 0 10px 28px rgba(8, 33, 63, 0.08);
  --mc-max: 1080px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body.mc-legal-body {
  margin: 0;
  background: #fff;
  color: var(--mc-text);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
}

body.mc-legal-body a {
  color: var(--mc-blue-dark);
  text-decoration: none;
}

body.mc-legal-body a:hover {
  color: var(--mc-navy);
}

.mc-container {
  width: min(100% - 32px, var(--mc-max));
  margin-inline: auto;
}

.mc-skip {
  position: absolute;
  top: -48px;
  left: 16px;
  background: var(--mc-navy);
  color: #fff;
  padding: 10px 14px;
  border-radius: 999px;
  z-index: 100;
}

.mc-skip:focus {
  top: 16px;
}

.mc-topbar {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--mc-border);
}

.mc-topbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 74px;
  gap: 24px;
}

.mc-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--mc-navy);
  font-weight: 800;
  letter-spacing: -0.02em;
}

.mc-brand__mark {
  width: 38px;
  height: 38px;
  display: inline-grid;
  place-items: center;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--mc-blue), #8cc9ff);
  color: #fff;
  box-shadow: 0 8px 22px rgba(75, 168, 245, 0.35);
}

.mc-brand__text {
  font-size: 1.05rem;
}

.mc-nav {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-wrap: wrap;
}

.mc-nav a {
  color: var(--mc-muted);
  font-size: 0.9rem;
  font-weight: 700;
  padding: 9px 12px;
  border-radius: 999px;
}

.mc-nav a:hover,
.mc-nav a[aria-current="page"] {
  background: var(--mc-sky);
  color: var(--mc-blue-dark);
}

.mc-hero {
  position: relative;
  overflow: hidden;
  padding: 72px 0;
  background:
    linear-gradient(135deg, rgba(255,255,255,0.95) 0%, rgba(246,248,251,0.94) 55%, rgba(233,239,246,0.92) 100%),
    radial-gradient(circle at 86% 20%, rgba(75,168,245,0.20), transparent 32%),
    linear-gradient(120deg, transparent 0 20%, rgba(8,33,63,0.05) 20% 21%, transparent 21% 100%);
}

.mc-hero--center {
  text-align: center;
  padding: 96px 0 86px;
}

.mc-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  align-items: center;
  gap: 48px;
}

.mc-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  width: fit-content;
  background: #fff;
  color: var(--mc-blue-dark);
  border: 1px solid rgba(75, 168, 245, 0.26);
  border-radius: 999px;
  padding: 6px 12px;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  box-shadow: 0 8px 24px rgba(75, 168, 245, 0.10);
}

.mc-hero h1,
.mc-section__heading h2,
.mc-callout h2 {
  color: var(--mc-navy);
  letter-spacing: -0.045em;
  line-height: 1.08;
  margin: 18px 0 12px;
}

.mc-hero h1 {
  font-size: clamp(2.2rem, 5vw, 4.5rem);
  max-width: 890px;
}

.mc-hero--center h1 {
  margin-inline: auto;
}

.mc-hero__lead {
  max-width: 760px;
  color: #4a5a70;
  font-size: clamp(1.04rem, 2vw, 1.24rem);
  margin: 0 0 22px;
}

.mc-hero--center .mc-hero__lead {
  margin-inline: auto;
}

.mc-hero__meta {
  color: var(--mc-muted);
  font-size: 0.92rem;
  margin-top: 20px;
}

.mc-hero__actions {
  display: flex;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 26px;
}

.mc-hero-panel {
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid var(--mc-border);
  border-radius: 24px;
  box-shadow: var(--mc-shadow);
  padding: 28px;
}

.mc-hero-panel__label {
  color: var(--mc-blue-dark);
  font-size: 0.78rem;
  text-transform: uppercase;
  font-weight: 900;
  letter-spacing: 0.08em;
  margin: 0 0 8px;
}

.mc-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  padding: 12px 16px;
  min-height: 44px;
  font-weight: 800;
  border: 1px solid transparent;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.mc-btn:hover {
  transform: translateY(-1px);
}

.mc-btn--primary {
  background: var(--mc-blue);
  color: #fff !important;
  box-shadow: 0 12px 24px rgba(75, 168, 245, 0.28);
}

.mc-btn--primary:hover {
  background: var(--mc-blue-dark);
  color: #fff !important;
}

.mc-btn--ghost {
  background: #fff;
  border-color: var(--mc-border);
  color: var(--mc-navy) !important;
}

.mc-btn--full {
  width: 100%;
  margin-top: 18px;
}

.mc-section {
  padding: 70px 0;
}

.mc-section--soft {
  background: var(--mc-soft);
}

.mc-section__heading {
  max-width: 720px;
  margin-bottom: 28px;
}

.mc-section__heading h2,
.mc-callout h2 {
  font-size: clamp(1.8rem, 3.2vw, 2.7rem);
}

.mc-section__heading p,
.mc-callout p {
  color: var(--mc-muted);
  margin-top: 0;
}

.mc-card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.mc-policy-card {
  display: flex;
  min-height: 230px;
  flex-direction: column;
  padding: 24px;
  background: var(--mc-card);
  border: 1px solid var(--mc-border);
  border-radius: var(--mc-radius);
  box-shadow: var(--mc-shadow-soft);
  color: var(--mc-text);
  transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
}

.mc-policy-card:hover {
  transform: translateY(-4px);
  border-color: rgba(75, 168, 245, 0.55);
  box-shadow: var(--mc-shadow);
}

.mc-policy-card__badge {
  width: fit-content;
  padding: 6px 10px;
  color: var(--mc-blue-dark);
  background: var(--mc-sky);
  border-radius: 999px;
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.mc-policy-card h3 {
  color: var(--mc-navy);
  font-size: 1.22rem;
  line-height: 1.2;
  margin: 18px 0 8px;
}

.mc-policy-card p {
  color: var(--mc-muted);
  margin: 0;
}

.mc-policy-card__arrow {
  margin-top: auto;
  padding-top: 18px;
  color: var(--mc-blue-dark);
  font-weight: 900;
}

.mc-callout {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 28px;
  padding: 34px;
  background: #fff;
  border: 1px solid var(--mc-border);
  border-radius: 28px;
  box-shadow: var(--mc-shadow-soft);
}

.mc-page-layout {
  display: grid;
  grid-template-columns: 300px minmax(0, 1fr);
  gap: 36px;
  padding: 54px 0 84px;
}

.mc-sidebar {
  align-self: start;
  position: sticky;
  top: 96px;
}

.mc-sidebar__box {
  background: #fff;
  border: 1px solid var(--mc-border);
  border-radius: var(--mc-radius);
  box-shadow: var(--mc-shadow-soft);
  padding: 20px;
  margin-bottom: 16px;
}

.mc-sidebar__box--muted {
  background: var(--mc-soft);
}

.mc-sidebar__title {
  color: var(--mc-navy);
  font-weight: 900;
  margin: 0 0 10px;
}

.mc-toc {
  padding-left: 18px;
  margin: 0;
}

.mc-toc li {
  margin: 8px 0;
  color: var(--mc-muted);
}

.mc-toc a,
.mc-side-links a {
  color: var(--mc-muted);
  font-size: 0.92rem;
  font-weight: 650;
}

.mc-toc a:hover,
.mc-toc a.is-active,
.mc-side-links a:hover,
.mc-side-links a[aria-current="page"] {
  color: var(--mc-blue-dark);
}

.mc-side-links {
  display: grid;
  gap: 8px;
}

.mc-article {
  min-width: 0;
}

.mc-article-section {
  position: relative;
  background: #fff;
  border: 1px solid var(--mc-border);
  border-radius: 22px;
  box-shadow: var(--mc-shadow-soft);
  padding: clamp(24px, 4vw, 38px);
  margin-bottom: 22px;
  scroll-margin-top: 110px;
}

.mc-anchor {
  position: absolute;
  top: 22px;
  right: 24px;
  color: rgba(75, 168, 245, 0.55);
  font-weight: 900;
  opacity: 0;
  transition: opacity 160ms ease;
}

.mc-article-section:hover .mc-anchor {
  opacity: 1;
}

.mc-article h2 {
  color: var(--mc-navy);
  margin: 0 0 14px;
  font-size: clamp(1.35rem, 2.5vw, 2rem);
  line-height: 1.2;
  letter-spacing: -0.025em;
}

.mc-richtext p {
  margin: 0 0 14px;
  color: #38475c;
}

.mc-richtext p:last-child {
  margin-bottom: 0;
}

.mc-checklist {
  display: grid;
  gap: 10px;
  padding: 0;
  margin: 18px 0 0;
  list-style: none;
}

.mc-checklist li {
  position: relative;
  padding-left: 30px;
  color: #38475c;
}

.mc-checklist li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 20px;
  height: 20px;
  border-radius: 999px;
  display: inline-grid;
  place-items: center;
  background: var(--mc-sky);
  color: var(--mc-blue-dark);
  font-size: 0.76rem;
  font-weight: 900;
}

.mc-table-wrap {
  overflow-x: auto;
  border: 1px solid var(--mc-border);
  border-radius: 16px;
  background: #fff;
}

.mc-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 680px;
}

.mc-table th,
.mc-table td {
  text-align: left;
  vertical-align: top;
  padding: 14px 16px;
  border-bottom: 1px solid var(--mc-border);
}

.mc-table th {
  color: var(--mc-navy);
  background: var(--mc-sky);
  font-size: 0.84rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.mc-table tr:last-child td {
  border-bottom: none;
}

.mc-contact-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.mc-contact-grid > div {
  padding: 16px;
  border: 1px solid var(--mc-border);
  border-radius: 16px;
  background: var(--mc-soft);
}


.mc-muted {
  color: var(--mc-muted);
}

.mc-footer {
  background: var(--mc-navy);
  color: rgba(255, 255, 255, 0.82);
  padding: 48px 0 24px;
}

.mc-footer a {
  color: #fff;
}

.mc-footer__grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 28px;
}

.mc-footer__brand,
.mc-footer__title {
  margin: 0 0 10px;
  color: #fff;
  font-weight: 900;
}

.mc-footer address {
  font-style: normal;
}

.mc-footer__bottom {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 34px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  color: rgba(255, 255, 255, 0.64);
  font-size: 0.9rem;
}

.mc-backtop {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 30;
  width: 48px;
  height: 48px;
  border: 0;
  border-radius: 999px;
  background: rgba(8, 33, 63, 0.88);
  color: #fff;
  box-shadow: var(--mc-shadow);
  font-size: 1.2rem;
  cursor: pointer;
  opacity: 0;
  transform: translateY(10px);
  pointer-events: none;
  transition: opacity 160ms ease, transform 160ms ease;
}

.mc-backtop.is-visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

@media (max-width: 980px) {
  .mc-card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .mc-page-layout,
  .mc-hero__grid,
  .mc-callout,
  .mc-footer__grid {
    grid-template-columns: 1fr;
  }

  .mc-sidebar {
    position: static;
  }
}

@media (max-width: 640px) {
  .mc-topbar__inner {
    align-items: flex-start;
    flex-direction: column;
    padding: 14px 0;
    gap: 12px;
  }

  .mc-nav {
    width: 100%;
    overflow-x: auto;
    flex-wrap: nowrap;
    padding-bottom: 4px;
  }

  .mc-hero,
  .mc-hero--center {
    padding: 58px 0;
  }

  .mc-card-grid,
  .mc-contact-grid {
    grid-template-columns: 1fr;
  }

  .mc-policy-card {
    min-height: auto;
  }
}